Regulatory Disclosures

Read and acknowledge required disclosures for ZEROtime Capital direct investment.

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General Investment Risk Disclosure

Version 2025.1 · Last updated 2025-01-01

Investing in early-stage companies involves significant risk. Please read all risk factors carefully. This platform is for simulation and educational purposes only.

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SIMULATION DISCLAIMER — READ FIRST

IMPORTANT: ZEROtime is a demonstration and educational platform. NO REAL MONEY IS INVOLVED. No actual securities are being offered or sold. No real investment transactions will occur. This platform is designed to simulate the direct-funding venture capital investment process for educational and demonstration purposes only. Any "funding" shown on this platform is entirely simulated.

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Total Loss of Investment

In a real investment scenario of this type: Investing in early-stage companies involves a high degree of risk, including the risk of total loss of invested capital. The majority of startups fail. ZEROtime Capital's direct investment model concentrates risk in individual portfolio companies, and any given investment may result in total loss.

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Illiquidity Risk

Private company investments are highly illiquid. There is no public market for these securities, and none may develop. ZEROtime Capital's investments may be held for an extended period, potentially indefinitely, before any liquidity event occurs.

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Dilution Risk

As portfolio companies raise additional capital, ZEROtime Capital's ownership percentage may be diluted. Future financing rounds may be at higher or lower valuations. Down rounds can significantly reduce the value of existing holdings.

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Minority Stakeholder Considerations

ZEROtime Capital typically acquires a minority stake in portfolio companies. As a minority investor, ZEROtime may have limited control over company decisions. The founding team and any future majority investors control day-to-day operations and strategic decisions. Board representation and information rights help mitigate but do not eliminate this risk.

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Key Person Risk

Early-stage companies are often highly dependent on one or a few key individuals. The loss of a key founder or executive through death, disability, resignation, or termination could have a material adverse effect on the company's business and prospects.

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No FDIC or SIPC Protection

Investments in private companies are NOT bank deposits and are NOT insured by the FDIC or any other government agency. Investments are NOT protected by the Securities Investor Protection Corporation (SIPC). The full invested amount could be lost.

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zerotime AI Evaluations Disclaimer

The investment evaluations on this platform are generated by zerotime AI, ZEROtime Capital's proprietary investment intelligence engine. These evaluations are for informational and simulation purposes only and do not constitute investment advice, financial advice, or recommendations. zerotime AI analysis may contain errors, omissions, or biases. In a real scenario, investment decisions should be based on comprehensive due diligence and consultation with licensed financial advisors.

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Forward-Looking Statements

This platform may contain forward-looking statements regarding companies' business plans, projections, and expectations. These statements are inherently uncertain and involve risks and uncertainties. Actual results may differ materially from those projected. You should not place undue reliance on forward-looking statements.

Acknowledgement

I acknowledge that I have read and understand the General Investment Risk Disclosure. I understand that ZEROtime is a simulation platform and no real money or securities are involved. I understand all risk factors described herein and acknowledge that early-stage investing involves significant risks including total loss of capital. zerotime AI evaluations are not investment advice.